What is Paid Family & Medical Leave (PFML)?

The landscape of Paid Family and Medical Leave is changing as states create their own unique PFML programs. In general, PFML is job-protected paid leave that allows employees to:

  • Bond with a newborn, adopted or foster care child
  • Care for a seriously ill family member
  • Address important needs related to a family member’s military service
  • Take leave for your own serious health condition

Depending on what is allowed in each state, a state may allow PFML coverage through private insurance carriers along with the state option.

Father and son sitting in the park

Paid Family & Medical Leave by State

Mutual of Omaha is committed to helping employers navigate PFML and coordinate benefits with our disability products. The information below will be updated as changes are made to PFML in each state. It should not be considered legal advice.

California

Paid Family Leave (PFL) Law effective since January 1, 2004.

Connecticut

Family and Medical Leave Insurance (FMLI) benefits begin January 2022.

District of Columbia

Paid Family Leave (PFL) benefits begin July 1, 2020.

Hawaii

Hawaii Family Leave Law (HFLL) is currently in effect.

Massachusetts

Paid Family & Medical Leave (PFML) benefits begin January 1, 2021.

New Jersey

Family Leave Insurance (FLI) became effective in 2008.

New York

Paid Family Leave (PFL) benefits began January 1, 2018.

Oregon

Paid Family & Medical Leave Insurance (PFML) is expected to pay benefits starting January 1, 2023.

Rhode Island

Temporary Caregiver Insurance (TCI) became effective January 2014.

Washington

Paid Family & Medical Leave Insurance (PFML) benefits begin January 1, 2020.

California

Paid Family Leave (PFL) Law effective since January 1, 2004.

California Employment Development Department website

California Paid Family Leave (PFL)

Partially paid leave to care for a seriously ill or injured child, parent, parent-in-law, grandparent, grandchild, sibling, spouse, or registered domestic partner and for parents to bond within the first year with a biological, foster or adopted child.

In 2021, California PFL will offer leave for exigencies related to military active duty or call to active duty of an employee’s family member.

California state disability insurance provides short-term disability insurance.

California State Disability Insurance (SDI)

SDI is comprised of Paid Family Leave (PFL) and Disability Insurance (DI).

Paid Family Leave

  • 6 weeks of paid leave until July 1, 2020
  • 8 weeks of paid leave starting on July 1, 2020
  • 60-70% of pay, up to $1,300 per week for 2020

Disability Insurance

  • 52 weeks of paid leave
  • 60-70% of pay, up to $1,300 per week for 2020

A private plan is allowed under the law.

Connecticut

Family and Medical Leave Insurance (FMLI) benefits begin January 2022.

Connecticut Family & Medical Leave Insurance (CT FMLI)

Connecticut FMLI benefits begin January 2022. The CT FMLI law mandates employee contributions will be capped at 0.5% of their weekly wages up to the Social Security maximum. Premium is paid by the employees only; there is no financial contribution from employers. Further details on the law have not yet been established.

Connecticut FMLI Benefit Overview

  • Up to 12 weeks combined family or medical leave
  • 95% of the employee’s base weekly earnings up to 40x the minimum wage
  • Employees earning more than minimum wage will receive an additional 60% of their weekly pay above minimum wage
  • Maximum benefit is based on 60x minimum wage and eventually increases to $900 per week
  • The maximum benefit is based on 60x the minimum wage. Expected up to $825 per week when benefits start in 2022 and $900 per week by October 2023

A private plan is allowed under the law.

District of Columbia

Paid Family Leave (PFL) benefits begin July 1, 2020.

District of Columbia Department of Employment Services website

District of Columbia Paid Family Leave (PFL)

Paid leave program funded by employers for family and medical leave that provides parental leave for bonding with a new child, family leave to care for a family member with a serious health condition and medical leave to care for the employee’s own serious health condition. The program is funded by employers only.

Employers began paying taxes for PFL on July 1, 2019. Benefits begin July 1, 2020.

District of Columbia Benefits Overview

  • Up to 8 weeks for a combination of paid family and medical leave
  • Up to 8 weeks of parental leave
  • Up to 6 weeks of family leave to care for family member
  • Up to 2 weeks of medical leave
  • Up to 90% of average weekly pay with a $1,000 per week maximum

A private plan is not allowed under the law.

Hawaii

Hawaii Family Leave Law (HFLL) is currently in effect.

Hawaii Department of Human Resources Development website

Hawaii Family Leave Law (HFLL)

HFLL up to 4 weeks of unpaid leave to workers of employers with 100 or more employees. Employees may use leave for the birth or adoption of a child or to care for a sick child, spouse, sibling or parent.

Hawaii Temporary Disability Insurance (TDI)

TDI is for an employee’s non work-related illness or injury, including recovery from pregnancy.

Hawaii Benefits Overview

  • HFLL allows for up to 4 weeks of leave
  • TDI allows for up to 26 weeks of leave

A private plan is allowed under the law.

Massachusetts

Paid Family & Medical Leave (PFML) benefits begin January 1, 2021.

Massachusetts Department of Family & Medical Leave website

Massachusetts Paid Family & Medical Leave (PFML)

PPFML allows for paid family leave and leave for an employee’s own illness, injury or disability. Family leave is leave for a family member’s call to active duty or qualifying exigency, caring for a service member with a serious condition related to their service or caring for a family member with a serious health condition. PFML can also be used for parents to bond within the first year with a biological, foster or adopted child. The program is funded through premiums contributed by employers and employees.

Massachusetts Benefits Overview

  • Up to 26 weeks total combination of paid family and medical leave
  • Up to 12 weeks of family leave (includes active duty family military leave plus bonding time)
  • Up to 12 weeks care of family member
  • Up to 20 weeks of medical leave for your own serious health condition
  • Up to 26 weeks of caregiver benefit for service member
  • Up to 80% salary replacement with $850 per week maximum

Under the state plan, employers began collecting premiums on October 1, 2019. Benefits begin January 1, 2021.

A private plan is allowed under the law.

New Jersey

Family Leave Insurance (FLI) became effective in 2008.

New Jersey Division of Temporary Disability & Family Leave Insurance website

New Jersey Family Leave Insurance (FLI)

New Jersey FLI allows for leave to care for children, spouse, parents, parents-in-law, siblings, grandparents, grandchildren, domestic partners, one partner in a civil union couple, any other person related by blood or any person with whom an employee shows to have the equivalent of a family relationship. It also allows for leave to cover victims of domestic or sexual violence. New in 2020, it allows for bonding with a biological, foster or adopted child remains in the law.

New Jersey Temporary Disability Benefits (TDB)

TDB provides for paid leave for employees who cannot work due to illness, injury or disability not related to their job.

New Jersey Benefits Overview for 2020

  • An employee receives 12 weeks of leave under FLI
  • An employee receives 66 2/3% of their average weekly wage up to a maximum of $667 per week
  • Effective July 1, 2020, an employee receives 85% of their average weekly wage up to a maximum of $860 per week
  • An employee may receive up to 26 weeks leave under TDB

A private plan is allowed under the law.

New York

Paid Family Leave (PFL) benefits began January 1, 2018.

New York Paid Family Leave website

New York Paid Family Leave (PFL)

Allows for paid leave while caring for family members. A family member includes bonding with a child in the first year and caring for a spouse, domestic partner, child, stepchild, parent, stepparent, parent in-law, grandparent and grandchild. Employees may also take PFL when a spouse, domestic partner, child or parent is called to active military service or has been notified of impending deployment.

New York Disability Benefits Law (DBL)

Paid disability leave to employees when they suffer an injury or illness off-the-job.

New York Benefits Overview

New York PFL in 2020

  • 10 weeks of paid leave
  • 60% of the employee’s weekly pay
  • Benefit maximum is $840.70 per week

New York PFL in 2021

  • 12 weeks of paid leave
  • 67% of employee’s weekly pay
  • Maximum not yet announced

New York DBL

  • Up to $170 per week benefit

A total of 26 weeks for New York DBL and New York PFL is allowed.

Oregon

Paid Family & Medical Leave Insurance (PFML) is expected to pay benefits starting January 1, 2023.

Oregon Paid Family & Medical Leave Insurance

Oregon Paid Family & Medical Leave Insurance is expected to pay benefits starting in 2023. Family leave may be taken for bonding with a new child and care of a family member with a serious health condition. Medical leave may be taken for an employee’s own serious health condition. An employee may also seek help for themselves or dependent in domestic violence, harassment, sexual assault or stalking cases under safe leave.

Oregon Benefits Overview

  • Up to 12 weeks paid for any combination of family, medical and safe leave, with total paid and unpaid leave capped at 16 weeks (up to 2 additional paid weeks for a total of 18 weeks for women who experience certain limitations related to pregnancy or childbirth)
  • Up to 100% wage replacement

A private plan is allowed under the law.

Rhode Island

Temporary Caregiver Insurance (TCI) became effective January 2014.

Rhode Island Department of Labor & Training website

Rhode Island Temporary Caregiver Insurance (TCI)

Paid leave to care for a seriously ill child, spouse, domestic partner, parent, parent-in-law or grandparent and for parents to bond within the first year with a biological, foster or adopted child.

Rhode Island Temporary Disability Insurance (TDI)

Paid leave for employees who miss work due to temporary disability or injury not caused from work-related activities.

Rhode Island Benefits Overview

  • TCI allows for up to 4 weeks leave, with a maximum pay of $852 per week
  • TDI allows for up to 30 weeks leave, with a maximum pay of $852 per week

Both programs are financed by payroll deductions

A private plan is not allowed under the law.

Washington

Paid Family & Medical Leave Insurance (PFML) benefits begin January 1, 2020.

Washington Paid Family & Medical Leave website

Washington Paid Family & Medical Leave (PFML)

Washington PFML allows for family leave and medical leave for an employee’s own illness, injury or disability. Employees may take family leave to bond with a new child, recover from a personal illness or injury, care for an ill or injured relative and respond to certain family military- connected events.

Washington Benefits Overview

  • Up to a total of 16 weeks for a combination of paid family and medical leave (or 18 weeks for pregnancy complications)
  • Up to 12 weeks of family leave
  • Up to 12 weeks of personal medical leave. Two additional weeks when the leave is for incapacitation due to pregnancy complications
  • Up to 90% wage replacement, up to $1,000 per week maximum

A private plan is allowed under the law.

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