Life Insurance for Employees

Life Insurance for Employees

The value of life insurance

Whether married, single, starting a family or close to retirement, a life insurance policy can help minimize financial burdens. It can help provide financial security through some of life’s most difficult transitions.

Without life insurance, the death of a wage earner could cause financial hardship for loved ones left behind.

How life insurance works

Life insurance helps bring peace of mind to those left behind. It assists loved ones with:  

Paying medical and funeral bills

Replacing lost income

Paying off a mortgage and other debts

Funding college expenses

Designed with employers and employees in mind

Employer Benefits

  • Available with voluntary, non-contributory and contributory options
  • Flexible plan designs
  • Liberal benefit maximums and guarantee issue amounts
  • Annual increase options available (voluntary plans only)
  • Living care benefit and dependent coverage available
  • Can be packaged with other group insurance products on one bill

Employee Benefits

  • An economical, convenient way for employees to provide for their family and loved ones
  • Benefit paid directly to beneficiaries
  • Value is not affected by market conditions
  • Coverage is fully portable (standard with voluntary, optional with basic life)
  • Premium waived if totally disabled and unable to work
  • Partial disability continuation

Optional Features and Services

Enrollment Solutions

We provide a streamlined strategy to educate employees and keep the cost of enrollment low. We will work with you to help consult, plan and execute enrollment.

We provide:

  • Pre-enrollment strategy and planning meeting
  • Pre-enrollment communication materials (postcards, emails, videos)
  • Personalized enrollment forms and simple needs-based benefit communications
  • On-site group meetings
  • Professional enrollment representatives (bilingual)
  • Partnership with trusted third-party enrollment resources that specialize in group benefits

Get more with Mutual SolutionsSM

Our value added services are designed to help employers manage productivity, while helping employees manage life challenges so they continue to stay productive at work.

  • Employee Assistance Program*

    Support for personal and workplace issues.
  • AbsencePro℠ (FMLA)*

    Manage FMLA- and ADA-related leaves of absence.
  • Will Preparation

    Offers immediate savings on will preparation services.
  • Hearing Discount Program

    Hearing aid and hearing screening services.
  • Travel Assistance*

    Travel and identity theft solution.

We are here for you