Oregon enacted its Paid Family & Medical Leave Insurance (PFMLI) program in 2019 and began paying benefits in 2023. Employers can opt-out of the state program in favor of an equivalent plan that is equal or better than the state program.

Mutual of Omaha is excited to offer equivalent plan administration.  



Any organization with Oregon employees, including political subdivisions of the state, is covered under the program and must provide benefits to eligible employees.

Self-employed individuals and tribal governments can elect coverage. Federal government agencies are not covered.


Employees are eligible for PFMLI if they have earned at least $1,000 in wages during their base year or alternate base year. The base year is the first 4 of the last 5 completed calendar quarters preceding leave. The alternate base year is the last 4 completed calendar quarters preceding leave.

Benefits overview:

Medical leave

  • Employee’s own serious health condition

Family leave

  • Bond with a new child after birth, adoption, or foster care placement
  • Care for a family member with a serious health condition

Safe leave

  • Needs related to domestic violence, stalking, or sexual assault

12 weeks for any combination or family, medical, or safe leave

2 additional weeks for pregnancy or childbirth complications

100% wage replacement for any wages up to 65% of the state average weekly wage (SAWW)

65% of SAWW + 50% wage replacement for any wages over 65% of SAWW

The maximum benefit is $1,523.63

The minimum benefit is $63.48

There is no waiting period under Oregon PFMLI so benefit payments begin as of the start date of leave

Leave can be taken continuously or intermittently. Intermittent leave can be taken in increments of one work day.

Employees must be employed for at least 90 days with the employer to be eligible for job protection under the Oregon PFMLI program.

Additional information:

Equivalent Plans

Employers may opt out of the state plan in favor of an equivalent plan. Equivalent plans are effective at the start of the quarter following approval by the state.

An equivalent plan must:

  • Provide equal to or better benefits than those under the state plan
  • Cover all employees who have been employed with the employer for at least 30 calendar days
  • Guarantee employee contributions are not greater than what the employee would pay under the state plan
  • Be approved by the Oregon Employment Department

There is an application fee of $250. Employers offering equivalent plans must meet all state reporting, notice, and record keeping requirements.

Covered Family Members

Under Oregon PFMLI, employees may take family leave to care for a family member with a serious health condition. Covered relationships include:

  • Spouse or domestic partner
  • Child, stepchild, or child’s spouse or domestic partner
  • Parent or parent’s spouse/domestic partner
  • Sibling, stepsibling, sibling/stepsibling’s spouse, or domestic partner
  • Grandparent or grandparent’s spouse/domestic partner
  • Grandchild or grandchild’s spouse or domestic partner
  • Any individual related by blood or affinity whose close association with the employee is the equivalent of a family relationship

To learn more about Oregon’s paid leave program, visit the Paid Leave Oregon website.