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Tackle my finances

Building a Solid Financial Portfolio for Retirement

A pyramid with four layers, and an arrow pointing up with the words “more risk” below the arrow. First layer: Protection: Disability insurance, life insurance, long-term care insurance, home and car insurance, emergency fund, umbrella liability insurance. Second layer: Savings & wealth accumulation: Savings account, certificates of deposit. Third layer: Growth & diversification: Stocks, bonds, mutual funds, exchange-traded funds. Top layer: Legacy: Estate planning, retirement income.

How to Build a Solid Portfolio

Like any other building project, constructing a sturdy financial portfolio starts by establishing a solid base that you can build on. Start by protecting what you have — then you can add on other key financial components. As you approach the top of the pyramid, make sure to adjust the amount you have invested as the risk increases so you have a portfolio that balances risk with reward.


Registered Representatives offer securities through Mutual of Omaha Investor Services, Inc., Member FINRA/SIPC. Investment Advisor Representatives offer advisory services through Mutual of Omaha Investor Services, Inc. Mutual of Omaha Advisors is a division of Mutual of Omaha Insurance Company.

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