Medicare Advice Center

Q. What happens if I get sick and need more coverage?

The Short Answer

If you get sick, you may not immediately be eligible for additional coverage, so it is important to plan early and make the right long-term choice.

More Detail

If you want a Medicare supplement insurance plan and are not in your initial six-month Open Enrollment period, you may be denied coverage based on health conditions.

If you want a Medicare Advantage plan, you will need to wait until the Annual Enrollment Period from October 15-December 7 of each year to sign up for a Medicare Advantage plan that starts on January 1 for the following year.

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