Q. Am I covered if I travel out of state or the U.S.?

The Short Answer

Medicare generally doesn't pay any coverage for care received outside the US. Many Medicare supplement insurance plans pay 80% of Medicare approved costs after a $250 deductible and up to a lifetime $50,000 limit for emergency care that begins during the first 60 days of each trip. Medicare Advantage plans are based on networks and generally don’t pay for any care received outside the US.