Q. How does this work with Social Security?
The Short Answer
You do not need to be collecting Social Security to enroll in Medicare. If you are collecting Social Security when you turn 65, you will be enrolled in Medicare Part A automatically. However, you will still need to sign up for Part B, and this will start your initial six-month Open Enrollment period. Part B requires a monthly premium, and you can elect to have that premium deducted from your Social Security benefits if you choose.
Enrolling in Part B is an important decision. It kicks off your initial six-month Open Enrollment period. During this time, no plan can deny you coverage, so it's an important time to select the right plan for you.