Q. What if I pick the wrong coverage?
The Short Answer
You cannot always change your coverage, so it’s important to be confident in your choice. Doing research up front and understanding your plan are excellent ways to help ensure the coverage you choose is right for you.
Many people decide to either purchase a Medicare supplement insurance plan in addition to Medicare Part A and Part B or to enroll in a Medicare Advantage plan.
Medicare supplement insurance plans are required to accept people who are in their initial six-month Open Enrollment periods. However, after that, you may be denied coverage due to health conditions.
Medicare Advantage plans, on the other hand, are required to accept anyone in their initial six-month Open Enrollment period and anyone who applies during the Annual Enrollment Period from October 15-December 7 of each year.