The Basics of Our Prescription Drug Plans
The Basics of Our Prescription Drug Plans
Prescription drugs can be expensive. That's why picking the right prescription drug plan is so important. We designed our plans to offer the things that matter most to you. Things like affordable monthly premiums and copays. Or, things like broad access to a preferred pharmacy network.
So whether you're aging-in or thinking about switching plans, we have a plan for you. With a Mutual of Omaha Rx plan, you can be confident knowing you picked a plan that’s affordable and covers the prescriptions that matter most.
Is Our Mutual of Omaha Rx Prescription Drug Plan the Right Fit for You?
It might be a good solution if:
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You have Medicare Part A or Part B -
You’d like to save money on the most commonly prescribed medications
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You have Medicare supplement insurance and want a prescription plan to add to your coverage
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Your prescriptions aren’t covered by your employer
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You want the protection of coverage, even if you don’t use prescribed medications now
Our Prescription Drug Plan Benefits Offer:
Low monthly premium
Our premiums start as low as $23 - view premiums in your area
Low Copays
We offer low copays, $1 to $13, on most commonly prescribed drugs
$0 Dollar Deductibles
Our Premier plan offers a $0 deductible on Tiers 1 and 2
Comprehensive Drug Coverage
Our Plus plan offers a comprehensive formulary to save you money on an extensive list of medications
Online Bill Pay
Quickly and easily manage your account and pay your bills online with our secure online portal
Already have a policy?
Flexible Options for Receiving Your Prescriptions
Convenient Pharmacies
Get preferred pricing at more than 28,000 pharmacies including CVS, Walmart and thousands of local pharmacies.
Both of our plans offer the same comprehensive group of national, regional and local pharmacies.
Home Delivery
If you use long-term medications, you may be able to save time and avoid missing a refill by having your prescriptions delivered right to your door with our home delivery/mail-order option.
When Can You Enroll in a Prescription Drug Plan?
Initial Enrollment Period
You can enroll when you first become eligible for Medicare during the Initial Enrollment Period. That's the seven-month period which starts three months before your 65th birthday month and ends three months after. If you don’t sign up during this time, you may have to pay a late penalty if you enroll at another time.
Annual Enrollment Period
You can enroll, or switch plans each year, during the Annual Enrollment period from October 15 to December 7. If you sign up during this time, your coverage starts on January 1.
Special Enrollment Period
There are a few other exceptions, known as Special Enrollment Periods, which include (but are not limited to) events such as:
- If you move to an area that isn’t in your current plan’s service area
- If you lose your coverage from work
Ready for the next step?
Sign up for our affordable, convenient prescription drug plan.
Do we cover your medications?
Our plan is easy to use, because we cover the drugs that matter most to our customers.
Request a FREE Information Kit
Learn more about Mutual of Omaha Rx prescription drug options with this FREE Kit
