Types of Life Insurance

Learn which type of life insurance may be right for you.

Types of Life Insurance Explained: Term, Whole, and Universal

9.25.26

Life insurance falls into three categories: term, whole, and universal life. Each type serves a different purpose, works differently, and fits different life stages.

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Applying for Whole Life Insurance Online

9.24.26

How to apply online for guaranteed whole life insurance with United of Omaha Life Insurance Company (United of Omaha), a Mutual of Omaha company.

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Planning for the Future: Life Insurance for Children

9.24.26

Getting life insurance for kids can be a thoughtful part of long-term financial planning, offering lifelong coverage & added flexibility when used alongside adult life insurance, savings, and other financial tools.

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How Does Term Life Insurance Work

9.23.26

Learn about common applications of term life insurance, how term life insurance works, and helps identify the individuals & families who tend to benefit most.

Whole life insurance

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Permanent Life Insurance vs Term Life Insurance: Which Is Right for You?

2.2.26

This guide will cover the key differences between permanent and term life insurance, along with cost comparisons and which option could be most appropriate for you.

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How Does a Whole Life Insurance Policy Work?

1.7.26

A whole life insurance policy offers lifelong protection with predictable premiums and a cash value that can grow over time.

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Life Settlement: How to Sell Your  Life Insurance

11.19.25

Selling your life insurance policy to a third party for a lump sum is known as a life settlement. There are several factors to consider to determine your eligibility and the value of your policy. Different policy types have different stock market values. This article helps break down the various aspects involved in life settlements to help make an informed decision when it comes to selling your life insurance policy.

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Whole Life Insurance for Seniors: Is It Too Late?

10.8.25

Despite common misconceptions about age limits and costs, some seniors can still benefit from whole life insurance. With lifetime coverage, tax-free payouts*, and cash value growth, whole life insurance can be a valuable tool for estate planning and financial security in your 50s, 60s and beyond.

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How to Choose the Right Whole Life Insurance in 5 Simple Steps

7.9.25

Finding the right plan comes down to understanding the whole life insurance benefits and drawbacks and the death benefit amount that is right for you and your beneficiaries.

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How to Use Whole Life Insurance for College Savings

7.9.25

Widowed seniors can often qualify for whole life insurance, including guaranteed and simplified issue policies that don’t require a medical exam.

Life insurance solutions

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14 Important Life Insurance Terms – Explained

9.14.26

Insurance terms can be confusing. A brief look at 14 key life insurance definitions demystifies insurance terminology and helps simplify life insurance.

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Life Insurance with No Medical Exam

4.8.26

If you want the security of life insurance, but don’t want to take the medical exam, you still have a surprisingly large number of options.

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Permanent Life Insurance vs Term Life Insurance: Which Is Right for You?

2.2.26

This guide will cover the key differences between permanent and term life insurance, along with cost comparisons and which option could be most appropriate for you.

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Burial Insurance vs Life Insurance: Your Guide for More Clarity

1.28.26

Burial insurance for seniors offers smaller policies with simplified or guaranteed acceptance for end-of-life costs. Life insurance provides broader protection with higher payouts.

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Can I Get Life Insurance After a Heart Attack?

11.19.25

You can get life insurance after a heart attack, though options may be limited and more costly. Insurers consider your age, health, and time since the event. No-medical-exam policies offer alternatives, especially for higher-risk applicants.

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Life Settlement: How to Sell Your  Life Insurance

11.19.25