Our Solutions for Children's Whole Life Insurance

Children's Whole Life insurance is permanent life insurance designed for younger people.

It allows you to give the gift of lifelong protection for a child or grandchild from 14 days old to age 17. Children's Whole Life pays a benefit upon the death of the insured and may also build cash value. Premiums are guaranteed to never increase.

Children's Whole Life insurance might be right for you if you are a parent or grandparent who wants to…

Lock in low childhood rates that will never increase

Guarantee insurance coverage in adulthood regardless of future health or occupation

Be guaranteed the opportunity to purchase additional coverage later in life

Provide life insurance cash value that grows along with your child

Product Details

Children's Whole Life Insurance

  • Simplified underwriting (only a couple of health questions asked)
  • Policy issue ages: 14 days – 17 years old
  • Benefit amounts: $5,000 – $50,000
Get a Quote

or call to apply 877-202-2676

What factors affect the price?

Current Age

The younger you are, statistically, the longer you’ve probably got left to live. So, a premium payment at a younger age is generally less expensive.

Death Benefit Amount

Like most things, with life insurance, the more you purchase, the greater the total cost.

3 Steps to Ownership

Our average timeframe for this process is less than one week.

 
1

Complete the online application.

2

Your application is reviewed to ensure completion; only two health questions on the application.

3

Your policy is issued and delivered to you.

Children's Whole Life Insurance

  • Simplified underwriting (only a couple of health questions asked)
  • Policy issue ages: 14 days – 17 years old
  • Benefit amounts: $5,000 – $30,000
Contact an Agent

What factors affect the price?

Current Age

The younger you are, statistically, the longer you’ve probably got left to live. So, a premium payment at a younger age is generally less expensive.

Death Benefit Amount

Like most things, with life insurance, the more you purchase, the greater the total cost.

3 Steps to Ownership

Our average timeframe for this process is less than one week.

 
1

Complete the application; your agent will submit it.

2

Your application is reviewed to ensure completion and that you meet the eligibility requirements; only two health questions on the application.

3

Your policy is issued and delivered to you.

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Whole Life Insurance

Guaranteed coverage for a permanent life insurance need.

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