Financial Crimes Consultant

As a Financial Crimes Consultant, you will help protect the organization from money laundering, sanctions violations, and related financial crimes. You will serve as a subject matter expert (SME) in AML/BSA and sanctions, supporting insurance, broker dealer, and mortgage operations. This is a hands‑on, investigative, and compliance‑focused role within the insurance operating environment. Fraud-related matters are handled in coordination with the Special Investigations Unit (SIU). The role also supports Compliance Reviews.

WHAT WE CAN OFFER YOU:

• Estimated Salary: $86,000 - $114,000 plus annual bonus opportunity.
• 401(k) plan with a 2% company contribution and 6% company match.
• Work-life balance with vacation, personal time and paid holidays. See our benefits and perks page for details.
• Applicants for this position must not now, nor at any point in the future, require sponsorship for employment.

WHAT YOU'LL DO:

• Execute key components of the AML/BSA and sanctions compliance programs, including transaction monitoring, alert investigations, escalations, and maintaining compliant case documentation.
• Conduct enhanced due diligence (EDD), customer risk reviews, and support customer due diligence or suitability escalations where AML red flags arise across insurance products.
• Draft, review, and support Suspicious Activity Reports (SARs), perform quality assurance reviews, and respond to regulatory or law enforcement requests (e.g., subpoenas, 314(a)).
• Support sanctions screening activities, testing and optimization of transaction monitoring systems, and model governance efforts such as rule effectiveness and threshold reviews.
• Maintain and enhance AML and sanctions procedures, monitor regulatory changes, and partner with business stakeholders, SIU, and Financial Crimes teams to improve data quality and investigative outcomes.

WHAT YOU’LL BRING:

• Hands‑on experience in an AML/BSA or financial crimes program, including investigations, transaction monitoring, and SAR drafting or review, with knowledge of BSA, USA PATRIOT Act, and OFAC requirements.
• Understanding of insurance‑specific AML risks and typologies, such as early surrender activity, single‑premium products, third‑party premium financing, structuring, and elder financial abuse indicators.
• Strong analytical, investigative, and risk‑based judgment skills, with the ability to clearly document AML rationale in written summaries and manage multiple cases simultaneously.
• Effective written and verbal communication skills, with experience interacting with regulators or law enforcement and collaborating across business functions.
• Technical aptitude with AML systems and data analysis tools; CAMS certification preferred or willingness to obtain. Willingness to travel up to 15%.
• You promote a culture of diversity and inclusion, value different ideas and opinions, and listen courageously, remaining curious in all that you do.
• Able to work remotely with access to a high-speed internet connection and located in the United States or Puerto Rico.

PREFERRED:

• Prior experience in an AML/BSA investigative role within an insurance or financial services environment.
• Insurance‑focused AML training or certifications (e.g., LIMRA AML training, AICP).
• Experience working with state Departments of Insurance or familiarity with Mutual of Omaha or affiliate operations.

We value diverse experience, skills, and passion for innovation. If your experience aligns with the listed requirements, please apply! 

If you have questions about your application or the hiring process, email our Talent Acquisition area at careers@mutualofomaha.com. Please allow at least one week from time of applying if you are checking on the status.

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