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Effective September 24th, 2026. Illustrate our current rates.

Ultra Advantage FIA®

Strategy

3-Year Rates

4-Year Rates

5-Year Rates

7-Year Rates

10-Year Rates

S&P 500® One Year 100% Participation

9.50% Cap

10.50% Cap

With Return of Premium

9.00% Cap

10.00% Cap

S&P 500® One Year 100% Participation with Guaranteed Cap

8.00% Cap

With Return of Premium

7.50% Cap

S&P 500® One Year Uncapped

65% Participation

70% Participation

With Return of Premium

60% Participation

65% Participation

S&P 500® One Year Performance Trigger

8.50% Trigger

With Return of Premium

8.00% Trigger

8.25% Trigger

BofA U.S. Agility Index® One Year Uncapped

165% Participation

170% Participation

180% Participation

185% Participation

With Return of Premium

160% Participation

165% Participation

170% Participation

175% Participation

Fixed Account

3.90%

With Return of Premium

3.65%

Rates are subject to change. Please check this page for the most current information.

Ultra-Premier℠

Term

Rate

5-Year Rate

5.60%

7-Year Rate

5.75%

Minimum Guarantee Rate

0.05%

Rates are subject to change. Please check this page for the most current information. *Additional 0.15% added to interest rate on purchase payment and accumulation values of $50,000 or higher. The most current payouts for our income annuities are available within the WinFlex Web illustration software. Ultra-Income® SPIA and Deferred Income Protector℠ are available in all states. Income Access SPIA is available in all states except Washington.

Ultra-Secure® Plus

Term

Rate

5-Year Rate (Up to $50,000)

5.15%

5-Year Rate ($50,000+)

5.30%

7-Year Rate (Up to $50,000)

5.40%

7-Year Rate ($50,000+)

5.55%

Minimum Guarantee Rate

0.05%

Bonus Flexible Annuity

Term

Rate

1st Year Base Rate (Up to $50,000)

4.90%

1st Year Base Rate ($50,000+)

5.05%

1st Year Bonus (Up to $50,000)

1.00%

1st Year Bonus ($50,000+)

1.00%

1st Year Guaranteed Rate (Up to $50,000)

5.90%

1st Year Guaranteed Rate ($50,000+)

6.05%

Minimum Guarantee Rate

0.05%

Need details on how rates work?

Rate Lock Policy

Review our rate lock policy to understand timing, eligibility and key rules that may affect submitted business.

View Policy (PDF)

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