Deferred Annuities

[00:00] When it comes to saving for retirement, not everyone is chasing market gains. Some people just want the confidence of knowing exactly what their money is doing

[00:08] for them. That's where a multi-year guaranteed annuity, or MYGA, can help. A MYGA is a fixed annuity that offers a

[00:15] guaranteed interest rate for a set period of time. That means clients can lock in a predictable rate of return, protect their

[00:22] principal from market downturns, and grow their money tax-deferred. The client chooses a term, locks in a rate, and earns

[00:30] guaranteed interest for that period. At the end of the term, they can decide what comes next based on their

[00:36] needs, goals, and available options. MYGAs may be a good fit for clients who are nearing or in retirement, focused on stability, or simply looking for a low-risk place to grow

[00:47] part of their retirement savings. They could also help clients who want protection from market volatility and more predictability. Mutual of Omaha's MYGA products, including Ultra Premier and

[00:58] Ultra Secure Plus, can be a simple, practical solution for conservative dollars, especially when clients are comparing options like bank CDs, money markets, or other fixed-rate products.

[01:10] So for clients seeking steady growth, principal protection, and a guaranteed rate, a MYGA from Mutual of Omaha can be

[01:18] a simple, reliable solution backed by a company they know and trust.