IRAdvantage Wealth Manager®
The demise of defined benefit pension plans, aging baby boomers and decreasing levels of Social Security benefits have combined to create a perfect storm – and the business of managing assets in retirement is fast becoming one of the most exciting and opportunity-rich markets of our time.
IRAdvantage Wealth Manager, a fixed immediate annuity, can help you make the most of your opportunities, providing an effective financial option to convert all or a portion of a client’s savings from an employer-sponsored 401(k), pension or profit-sharing plan, or Traditional IRA to reliable income at retirement.
It offers these important benefits:
- Immediate, regular income for life or a specified period
- Stability – fixed annuity payments not subject to market fluctuations
- Institutional pricing for maximized benefits at an affordable cost
- Continued tax deferral (under current federal income tax laws)
- Multiple payout options
- Optional cost-of-living adjustment
It offers these important benefits:
- Annuitization for lifetime income or a guaranteed income base
- SPIA vs. CD
- Pension maximization
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Flexible commissions:
We offer flexible commissions to meet the specific needs of each case, enabling you to increase benefit amounts and be more competitive. For example:
Comparison for $100,000 - Male, Age 70 - Life Only w/10 Year Period Certain
| Commission Percentage | Monthly Benefit Amount |
|---|---|
| 1% | $615.70 |
| 3% | $603.20 |
| 5% | $590.71 |
Note: Rates indicate a $100,000 deposit with income payments deferred for one month. Rates effective 07/11/2017.
