A licensed facility that provides general nursing care to those who are chronically ill or unable to take care of daily living needs.
Assisted living facilities
A residential living arrangement that provides individualized personal care and health services for people who require assistance with activities of daily living. The types and sizes of facilities vary; they can range from a small home to a large apartment-style complex. They also vary in the levels of care and services that can be provided. Assisted living facilities offer a way to keep a relatively independent lifestyle for people who don’t need the level of care provided by nursing homes.
Home health care services
Services for occupational, physical, respiratory or speech therapy, or nursing care. Also included are medical, social worker, home health aide, and homemaker services.
Source – A Shopper’s Guide to Long-Term Care Insurance, National Association of Insurance Commissioners. April 2009
