Premium Allowances

Mutual of Omaha offers a variety of premium allowances to help you save money on your long-term care insurance premium. And, we give you all the savings you are eligible to receive.

Spouse

Premium allowance if both spouses purchase a Mutual of Omaha long-term care insurance policy

Preferred

Premium allowance for being in good health

Married

Premium allowance for a married individual whose spouse does not purchase a Mutual of Omaha long-term care insurance policy

Two-person household

Premium allowance when two adults living in the same household (not spouses) purchase Mutual of Omaha long-term care insurance policies

Association group

Premium allowance for members of qualifying association groups

Medicare Supplement

Premium allowance for people who own a Medicare Supplement policy from Mutual of Omaha or an affiliate company

All premium allowances shown may not be available in all states.