How a Mutual of Omaha Insurance Agent Can Help

Here’s what your insurance agent will do:

1. Determine if long-term care insurance is right for you

   Your Mutual of Omaha insurance agent will ask questions about your lifestyle, your health, your assets and your plans for the future. All to help determine whether a long-term care insurance policy is appropriate for you.

2. Help you select a policy that meets your needs

   There are lots of decisions to make when purchasing a long-term care insurance policy. Your Mutual of Omaha insurance agent can help you understand your options and select those that are appropriate for you.

3. Complete the insurance application with you

   Once you've selected a long-term care insurance policy, your Mutual of Omaha insurance agent will carefully go over the application and complete it with you. You'll be asked for your signature and a check to pay the first premium.

4. Prepare you for the personal health interview

   Your personal health interview may be a telephone call or a visit to your home. Your Mutual of Omaha insurance agent will explain the process and help you prepare by compiling a list of your doctor's names and any medications you take.

5. Make sure you understand your policy

   When your Mutual of Omaha insurance agent delivers your policy, he or she will answer any questions you may have. You then will have 30 days to review your policy and return it if you decide long-term care insurance isn't right for you.

6. Provide guidance when the need for long-term care arises

   Your Mutual of Omaha insurance agent can help you gather information about your need for long-term care services and refer you to an experienced case manager who will develop your personalized plan of care.