Deferred annuities with a 5- or 7-year fixed guaranteed interest rate:
- Provides a guaranteed fixed interest rate for five or seven years
- You have access to your money*
- Your money grows tax deferred
- Offers competitive renewal rates
For a free consultation about annuities, find an agent.
Who needs this?
People nearing retirement age or have already retired who:
- Want the peace of mind that their investment will not decline in value
- Want to build retirement money tax deferred to use at a later date
- An alternative to a certificate of deposit
5-year – Includes a 1% additional interest rate for the first year.
5- and 7-year – An additional .15% interest rate is added on purchase payments and accumulation values over $50,000.
Access to Your Money
With Ultra-Secure Plus, your money is always available, allowing you the flexibility to access to your money as you may need it.*
We believe that you should have free access to your money, after all it belongs to you. That is why Ultra-Secure Plus allows you to withdraw up to 10 percent of your accumulated account value each year without a withdrawal charge or interest adjustment.*
We understand that the unexpected can happen. That's why you have free access** to your money in the following circumstances:
- Hospitalization or long-term confinement
- Terminal illness
- Death of a spouse or minor dependent
- Home damage
- Organ transplant
- Annuitization after second contract year (for lifetime income options)
Return of Premium
Ultra-Secure Plus provides the piece of mind in knowing that you can receive a return of your premium at anytime. If you choose to cancel or surrender your policy, you are guaranteed a refund of up to 100 percent of your remaining premium less any payments that you have received.*