Annuities

Ultra-Secure® Plus

Deferred annuities with a 5- or 7-year fixed guaranteed interest rate:

  • Provides a guaranteed fixed interest rate for five or seven years
  • You have access to your money*
  • Your money grows tax deferred
  • Offers competitive renewal rates

For a free consultation about annuities, find an agent.

Who needs this?

People nearing retirement age or have already retired who:

  • Want the peace of mind that their investment will not decline in value
  • Want to build retirement money tax deferred to use at a later date
  • An alternative to a certificate of deposit

Product Benefits

5-year – Includes a 1% additional interest rate for the first year.

5- and 7-year – An additional .15% interest rate is added on purchase payments and accumulation values over $50,000.

Access to Your Money

With Ultra-Secure Plus, your money is always available, allowing you the flexibility to access to your money as you may need it.*

Account Withdrawals
We believe that you should have free access to your money, after all it belongs to you. That is why Ultra-Secure Plus allows you to withdraw up to 10 percent of your accumulated account value each year without a withdrawal charge or interest adjustment.*

Life Events
We understand that the unexpected can happen. That's why you have free access** to your money in the following circumstances:

  • Hospitalization or long-term confinement
  • Disability
  • Terminal illness
  • Unemployment
  • Death of a spouse or minor dependent
  • Home damage
  • Organ transplant
  • Annuitization after second contract year (for lifetime income options)

Return of Premium
Ultra-Secure Plus provides the piece of mind in knowing that you can receive a return of your premium at anytime. If you choose to cancel or surrender your policy, you are guaranteed a refund of up to 100 percent of your remaining premium less any payments that you have received.*

 

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