Pays lifelong income and also gives you access to your money when you need it*
Provides income payments that can be deferred until later in life
Choose from payment options, including those that last your lifetime
Defer income payments 2 to 40 years in the future
Receive larger payouts without increasing your premium (if you have certain health conditions)
Optional benefits that can be tailored to meet your needs, including a cost-of-living adjustment option
Acts as a substitute to an employer sponsored pension plan
Cost-of-living adjustment option to help you offset inflation
Income payment advance and annual increase options to help you adjust to your changing needs
Deferred Annuities
Ultra Advantage Fixed Index Annuity®
Bonus Flexible Annuity
Ultra-Secure® Plus
Ultra-Premier℠
Purchased with a single premium. Choose from an annuity term of 3, 4, 5, 7 or 10 years.
Allows flexible contributions. Credits bonus interest in the first year.
Purchased with a single premium. The initial rate is guaranteed for 5 or 7 years.
Purchased with a single premium. The initial rate is guaranteed for 5 or 7 years.
Tax-deferred growth**
Tax-deferred growth**
Tax-deferred growth**
Competitive interest rate guarantee
Potential to earn higher interest when using the market based indexed crediting strategies, backed by the safety of a minimum guaranteed floor of 0% to protect against market downturns.
Additional 1 percent interest rate in the first year
Competitive renewal rates
Tax-deferred growth**
The interest rate for the indexed-based crediting strategies all use an annual point-to-point crediting method and will vary based on the performance of the chosen market index.
Additional 0.15 percent added to interest rate on purchase payment and accumulation values over $50,000
Additional 0.15 percent added to interest rate on purchase payment and accumulation values over $50,000
Competitive renewal rates
A variety of income payout options
A variety of income payout options
A variety of income payout options
A variety of income payout options
A return of premium option
A return of premium option
Ready for the next step?
If annuities seem like a good solution to you, why wait?