A flexible premium deferred annuity with a fixed interest rate that offers flexible contribution options:
- Access to your money when you need it*
- Death benefit protection
- Flexibility of varying premium payments
- Tax deferral on growth
For a free consultation about annuities, find an agent.
Who needs this?
People who are looking to accumulate retirement savings who would like:
- The option of varying premium payments that fit their changing needs
- To build retirement money tax deferred to use at a later date
- An alternative to a certificate of deposit
Guaranteed interest rates
- For the first 12 months of your contract, one percent will be added to your initial interest rate
- Beginning in year two, your contract offers a guaranteed minimum interest rate
*Withdrawals made before age 59 1/2 may be subject to federal income tax penalties.