Life insurance helps you take the burden off your loved ones.

Guaranteed Whole life insurance is a type of permanent life insurance coverage designed to provide protection for your family by locking in benefits that can help pay for end-of-life expenses, as well as cash value that can be accessed in an emergency.

What you’ll receive:

  • Guaranteed acceptance for ages 45-85 (in NY, 50 -75)
  • Coverage amounts: $2,000 – $25,000 (in WA, $5,000 - $25,000)
  • Benefits that are never reduced because of age or health
  • No medical exams or health questions to answer
  • Industry's low cost leader
Have questions? Speak to an agent now. Contact us at 844-304-1213

Compare Guaranteed Whole Life Rates

Monthly rates based on $10,000 in coverage

Age 50
Age 60
Age 70
Age 80
Female
Male
$30.00/mo
$36.00/mo
United of Omaha
$37.20/mo
$44.45/mo
New York Life
$47.80/mo
$55.70/mo
Colonial Penn
Female
Male
$42.00/mo
$55.00/mo
United of Omaha
$51.68/mo
$59.69/mo
New York Life
$61.40/mo
$82.00/mo
Colonial Penn
Female
Male
$69.00/mo
$89.00/mo
United of Omaha
$75.24/mo
$84.33/mo
New York Life
$95.40/mo
$138.80/mo
Colonial Penn
Female
Male
$139.50/mo
$166.00/mo
United of Omaha
$95.69/mo
$105.16/mo
New York Life
$160.50/mo
$233.60/mo
Colonial Penn

Monthly rates shown above are based on market research from CSG Actuarial, and validated quarterly, for $10,000 in coverage. Rate competitiveness may vary depending on actual age and gender. Colonial Penn’s product begins at age 50, instead of 45 by United of Omaha. New York Life’s product is available for purchase until age 80, instead of 85 by United of Omaha.

New York Life’s policy includes a living benefit feature , which is not included in the United of Omaha product. Additionally, during the first two years, beneficiaries of the New York Life product will receive an amount equal to 125% of premiums paid, as opposed to 110% of premiums paid to beneficiaries of the United of Omaha product. Please also note that premiums for the New York Life product are only payable to age 95, instead of age 100 by United of Omaha.

Monthly rates shown above are based on market research from CSG Actuarial, and validated quarterly, for $10,000 in coverage. Rate competitiveness may vary depending on actual age and gender. Colonial Penn’s product begins at age 50, instead of 45 by United of Omaha. New York Life’s product is available for purchase until age 80, instead of 85 by United of Omaha.

New York Life’s policy includes a living benefit feature , which is not included in the United of Omaha product. Additionally, during the first two years, beneficiaries of the New York Life product will receive an amount equal to 125% of premiums paid, as opposed to 110% of premiums paid to beneficiaries of the United of Omaha product. Please also note that premiums for the New York Life product are only payable to age 95, instead of age 100 by United of Omaha.