Help Protect Your Family & Finances with Long-Term Care

Protect your savings. Stay in your home as long as possible. Preserve what’s important to you  

No matter your reason, long-term care insurance from Mutual of Omaha can help provide the protection and planning you need to age with grace.

  • Your Family

  • Your Home

  • Your Nest Egg

A long-term insurance policy from Mutual of Omaha can help you cover expenses related to: 

  • Out-of-pocket payments for things like assisted living or nursing care
  • In-home modifications such as wheelchair ramps or bars
  • Nurses or services assisting with day-to-day activities related to in-home care

Protect What Matters Most 

With long-term care insurance, you can protect a portion of your assets so you can use them as planned.

  • Home
    At Home 

    Most people prefer to remain in their homes as long as possible. Long-term care insurance can help you pay for services you receive in the comfort of your own home.

  • Care Facility
    In a Care Facility  

    Sometimes, more care is needed than you can get at home. A long-term care insurance policy also helps you pay for care provided in an assisted living facility or nursing home.

How will you pay for long-term care services? You could use your savings, but...  

  • Funds may not be available when you need them
  • You may have to sell valued assets
  • Liquidating assets may trigger income taxes and result in the loss of future earnings

Why do I need Long Term Care?  

The risk is real: the national average cost for a private room in a nursing home is $122,943.60 per year. Most people simply can't afford to pay that out of their own pockets. And, like everything from gas to groceries, the cost of LTC services continues to rise.

Over the past 10 years, the national averages of nursing home rates have gone up over 30%.

Why choose Mutual of Omaha  

We know you have choices when it comes to placing your trust in an insurance carrier. In these complicated times, it's more important than ever to consider the financial strength and stability of the company you choose to do business with. For more than 100 years, Mutual of Omaha has kept its promise to be here to pay our customers' claims. Through two World Wars, the Great Depression and the many economic challenges since, we've remained strong, stable and financially secure.

Source: Mutual of Omaha Insurance Company’s Cost-of-Care Study conducted by LTCG, 2021; released April 2022