Help Cover Your Final Expense Needs

Exclusions and Limitations


During the first two years, if you die from natural causes (any cause other than accidental), your beneficiaries will receive all premiums paid, plus 10%. After two years, the full benefit is paid for death due to all causes. For accidental death - independent of sickness and all other causes – full benefits are paid from the first day our policy is issued. (All benefits will be paid less any outstanding policy loan.)