Help Protect Your Income

Disability income insurance provides benefits to help replace a portion of your income if you’re sick or injured and unable to work. It’s financial protection that helps you focus more on your recovery and less on how you’ll cover expenses.

In addition to your income, here are some of the most important things in your life that disability income insurance helps protect:

  • Your home
  • Your retirement
  • Your family
  • Your personal savings
  • Your lifestyle
Family and dog enjoy the protection of disability insurance
Disability income insurance – coverage that helps when you need it the most
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Disability Insurance

Your family, your home, your lifestyle. All the things that are most important to you. If you became sick or injured and unable to work, how would you protect the way you and your family live?

The fact is, sicknesses and injuries can happen. When you’re unable to work, your income stops but your expenses don’t. If you don’t have other sources of income available or may not have enough other income available, a disability income insurance policy can help offset the loss of your working income.

Disability income insurance can replace a portion of your income and help provide a sense of security if the unexpected happens. And that risk may be more common than you think.

43% of all current 40-year-olds will have a disability event lasting 90 days or more by the time they’re 65.

So how do you know if disability income insurance is right for you?

If you depend on your income to support your lifestyle you can’t afford to be out of work for an extended period of time or you don’t have other sources of income available to fully cover your needs, then you should talk to someone about disability income insurance.

Disability income insurance from Mutual of Omaha Insurance Company may provide a monthly benefit of up to 70% of your income after a covered disabling event, so you can focus more on your recovery and less on how you’ll take care of expenses.

And it doesn’t just protect your income. It helps protect some of the most important things in your life.

Disability income insurance from Mutual of Omaha Insurance Company—coverage that helps when you need it most. From a company that customers have depended on for more than a century.

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How to determine how much disability income insurance is right for you

Calculator

Calculate Your Expenses

You rely on your income to meet your financial needs. Your income helps pay the mortgage or rent and for everyday expenses like groceries, gas for your car or for childcare services.

Calendar Month

Determine the Length of Your Benefit

You might want disability income insurance coverage to last for 6 months or to your retirement age.

Calendar Day

Start Your Benefit

You can choose when your disability benefits would begin – from 30 days to 730 days after a disabling event.

Our Solution
Mutual Income Solutions℠

Mutual Income Solutions, our disability income insurance product, builds on more than 100 years' experience providing income protection solutions to our customers. With a maximum monthly benefit of up to $20,000 per month, Mutual Income Solutions provides flexible or customizable coverage to meet your needs and help protect your lifestyle.

The need for disability income insurance
A Disabling Event Can Strike at Any Time. Did you know?
  1. 43%
    43% of all current 40-year-olds will have a disabling event lasting 90 days or more by the time they’re 65.*
  2. 3
    Years
    3 years is the approximate average length of a disability absence from work.*
Things to consider
The right amount of coverage

You should have enough disability income insurance to at least pay your monthly living expenses, so you and your family can focus on what’s most important during such a critical time…your recovery.

Your income matters

You rely on your income to help make financial ends’ meet. That’s why it’s important to protect your income at any age during your working years.

The best time to buy

The best time to buy disability income insurance is now. A disabling sickness or injury can happen at any time, at any age. And, since premiums are based in part on your age at time of purchase, elimination may cost you more. Considering all that your income provides, and the financial goals you’ve set, isn’t it important enough to get started today?