The Mutual Way: Strength, Stability, Security

Amid difficult financial times and failing financial institutions, the Mutual of Omaha companies' strong financial status and industry ratings demonstrate our strength and stability – helping to assure security for our policyowners.

The Mutual of Omaha companies have provided financial protection and outstanding service to customers for more than 100 years. Since 1909, the companies have enjoyed steady, significant growth – based on an enduring commitment to customers and a conservative, yet progressive, investment strategy.

Our ultimate pledge is to meet financial obligations to customers. With more than $21.2 billion in combined assets, we are well positioned to do so.

Mutual of Omaha Insurance Company offers Medicare Supplement plans, long-term care, critical illness and disability income insurance. Mutual had GAAP revenues of $1.7 billion in 2008 and provided $1.1 billion in benefits in 2008, nearly $4.4 million every working day.

United of Omaha Life Insurance Company is a wholly owned subsidiary of Mutual of Omaha Insurance Company. Chartered in 1926, United of Omaha has provided insurance and annuity products for more than 80 years, and today offers a full line of quality life insurance and financial products. As of Dec. 31, 2008, United of Omaha had nearly $184.9 billion of life insurance in force.

Here's how independent financial ratings agency view Mutual's strength and stability.

• AM Best Company, Inc. For overall financial strength and ability to meet ongoing obligations to policyholders: A+ (Superior). This is the second highest of 16 ratings (rating as of 11/09).
• Moody's Investors Services. For current financial strength and the ability to withstand financial stress in the future: Aa3 (Excellent). This rating is fourth highest of 21 ratings (rating as of 11/09).
• Standard & Poor's. For financial strength to meet obligations to policyholders: AA- (Very Strong). This is the fourth highest of 21 ratings (rating as of 11/09).