Medigap Benefits

Benefits offered in all the Medicare supplement policies have been standardized so they can be easily compared between insurance carriers. Eleven plans are available identified as Medigap Plans A through N (except in MA, MN and WI) and carriers choose which plans they’ll offer. Every insurance company must make Plan A available.

The following chart provides a checklist of benefits by each plan so you can compare (not all plans may be available in your state). All plans include these basic benefits:

  • Medicare Part A hospital coinsurance
  • Medicare Part A extended hospital coverage (365 days after Medicare benefits end)
  • Medicare Part A hospice outpatient prescription drug copayment and inpatient respite care coinsurance
  • Medicare Part B coinsurance*
  • Medicare Parts A and B first three pints of blood
Benefits Plan A Plan B Plan C Plan D Plan F** Plan G Plan K Plan L Plan M Plan N*
Basic Benefits – Hospitalization check check check check check check check check check check
Basic Benefits – All other check check check check check check 50% 75% check check
Medicare Part A Deductible check check check check check 50% 75% 50% check
Skilled Nursing Coinsurance check check check check 50% 75% check check
Medicare Part B Deductible check check
Medicare Part B Excess Charges Benefits check check
Foreign Travel Emergency check check check check check check
Out-of-pocket Annual Limit check check
If you have questions and would like to schedule an appointment, call toll free (877) 230-9529 or Contact Us

* Plan N requires up to a $20 copayment for an office visit and up to a $50 copayment for an emergency room visit
** There is also a high-deductible Plan F

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