Sometimes when you apply for Medicare supplement coverage, you don’t answer any questions about your health and your policy is guaranteed issue. These situations include when:*
- You’re in your Medicare open enrollment period
- You or your Medicare Advantage/Private Fee for Service plan move out of the service area
- Your employer discontinues its group retiree health coverage
- You leave a Medicare Advantage plan within a year of joining and return to Medicare
*For more situations, see the Guide to Health Insurance for People with Medicare
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