If you are enrolled in Medicare, you are likely eligible for Medicare supplement insurance. However, if you are enrolled in one of the following programs, you are not eligible for Medicare supplement insurance, as it is not necessary:
- Medicare Advantage
- Employer/Union Group Coverage
- Veterans Administration Benefits
- TRICARE
Otherwise, as long as you’re enrolled in Medicare Parts A and B, you may apply for a Medicare supplement policy from any insurance company that’s licensed in your state to sell one.
What does Medicare Supplement Insurance do?
Medicare supplement insurance helps pay for some of the expanses that may not be covered by Medicare. If you rely on Medicare as your primary health coverage, a Medicare suppplement insurance policy can help pay for certain costs that Medicare doesn't - Medicare deductibles, copayments and coinsurance.
Other Medicare Supplement Insurance Questions
Our resources are designed to help you better understand Medicare supplement insurance. Some other questions you might find helpful are:
- How Do I Choose the Right Medicare Supplement Insurance Plan?
- See the Plan Chart for a checklist of benefits by each plan (not all plans may be available in your state).
- How Do I Apply for Medicare Supplement Insurance?
- Learn about the process of selecting and applying for a Medicare supplement insurance plan
