This year, the bills not paid by Medicare are at their highest ever. It’s important that you consider insurance to help pay these costs.
Medicare Part A: Inpatient Hospital
| Feature |
Medicare Pays* |
You Pay* |
| Deductible |
Nothing |
$1,132 |
| First 60 Days |
100% |
$0 |
| Coinsurance 61-90 days |
All but $283 a day |
$283 a day |
| Coinsurance 91-150 days |
All but $566 a day |
$566 a day |
| Coinsurance 151+ days |
Nothing |
Eligible Expenses |
| Blood |
All but three pints |
Three pints |
| Skilled Nursing Facility Care First 20 Days |
100% |
$0 |
| Coinsurance 21-100 days |
All but 141.50 a day |
$141.50 a day |
| Coinsurance 101 days and after |
Nothing |
All |
Medicare Part B: Supplemental Medical Coverage
| Deductible |
Nothing |
$162 |
| Coinsurance |
Generally 80% of Medicare approved expenses |
Generally 20% of Medicare approved expenses |
| Excess Benefits |
Nothing |
All |
| Blood |
All but three pints |
Three pints |
Additional Benefit
*Reflects 2011 Medicare program