Policy Benefits

Receive policy benefits in cash

Mutual of Omaha’s long-term care insurance policies provide a cash benefit that gives you the flexibility to determine how best to use your policy benefits.

  • You have the option to receive policy benefits in cash to help pay for any type of care you choose
  • Or you can elect to have your policy reimburse you for actual long-term care expenses you incur

Purchase long-term care insurance that’s right for you

One long-term care insurance policy may not be right for everyone. That’s why we offer a variety of long-term care insurance benefit options that allow you to select the policy that’s right for you.

  • Our pre-packaged policy options contain the long-term care benefits people purchase most often to make your buying decision quick and easy
  • Or customize your own policy by choosing the long-term care benefits and tailor a policy that meets your specific needs

Get long-term care services at home

Home health care benefits contained within the policy can help you to get the care you need in your own home. However, if a greater level of care is needed, your policy also pays benefits for services received in an assisted living facility or nursing home.
Learn how our policies work

See how a Mutual of Omaha insurance agent can help

A Mutual of Omaha insurance agent can help you assess your situation, determine your needs and review your long-term care options.
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