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Contact an Agent

Consult with a professional
Mutual of Omaha representative
about your insurance needs.

Common Life Insurance Questions

1. Why is life insurance important to American families?
   Life insurance is the best way to protect against premature death of a primary wage earner. Americans with other sources of financial assets or income expect to use life insurance to help pay bills and to maintain their lifestyle if the primary wage earner dies.
2. I have life insurance with my employer. Isn't that enough?
   Coverage is typically limited to one year's salary and chances are you're underinsured. Can one year's salary, paid in a lump sum, take care of the bills and give your family the time they need to get back on their feet? Forty-four percent of all U.S. households (48 million) either don't own life insurance and believe they should, or own life insurance and believe they need more. Among those who already own some life insurance, 40 percent believe they don't have enough.
3. What do you mean by "being prepared if the primary wage earner dies?"
   In this regard, "being prepared" means a family has the money to take care of final expenses, monthly bills, etc. if the wager earner dies. One fourth of primary wage earners feel they do not have a plan in place to provide a decent standard of living for their family if they die tomorrow. If your family relies on your steady paycheck every month, life insurance can help provide the financial resources needed so they can get back on their feet.
4. I don't think I have enough money to buy life insurance. Is it expensive?
   There are various forms of life insurance all of which can be affordable depending on your needs. The first step is to ask an agent for a no-obligation quote. Three fourths of Americans needing more insurance think they can't afford the premium despite the fact that many are only in their mid-30s and could buy term insurance for a modest sum.
5. I see the need for life insurance, but where do I begin?
   Simple. Just ask a Mutual of Omaha agent for a no-obligation quote. Twenty-nine percent of Americans would like to discuss life insurance with a financial professional. A majority of Americans agree "it would be useful to periodically review the terms, provisions, and options of their life policy." A Mutual of Omaha agent can do this for you.

Are you ready for a free, no-obligation quote? Ask an agent