Term Life Complete
You've worked hard to establish a comfortable home and lifestyle for your family. So why not protect it? Term Life Complete can help give you and your family peace of mind in knowing that money will be available to:
- protect your family's lifestyle and help pay off the mortgage if you die, or
- help make mortgage payments if you suffer a disability
Plus, you can get your premium money back at the end of the term period.
Term Life Complete offers:
- Face amounts $100,000 plus ($50,000 plus in New York)
- Affordable coverage
Term Life Complete offers popular features at no additional cost to you:
Accelerated death benefit*
This rider pays 92 percent of the death benefit in a lump-sum if you provide evidence that your life expectancy is 24 months or less. Once the benefit is paid out, the policy will be terminated. In FL, the life expectancy is 12 months or less and the lump-sum is 94 percent.
Unemployment provision
In the event of unemployment, your monthly base premiums and riders are waived for one six-month period.
Residential damage rider
If your primary residence sustains $25,000 or more of damage, your monthly base premiums and riders are waived for one six-month period.
Common carrier death benefit provision
If you should die in an accident while a fare-paying passenger on a common carrier (e.g., airplane, train, bus, etc.), this provision provides for an additional death benefit equal to 100 percent of the original face amount, or $250,000, which ever is less.
Other riders features are available for purchase so you can customize your policy:
- return of premium
- disability income coverage*
- dependent children's coverage
- disability waiver of premium*
- accidental death coverage
Contact an agent for a personal consultation at no
cost or obligation.
* Not available in New York.
