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Whole Life Insurance

Whole life insurance is your "foot in the door" to cash value life insurance. It's a life insurance policy with level premiums. The plan:

  • Pays a stated amount upon death
  • Builds cash value that you may borrow against

As the most basic form of cash-value life insurance, whole life insurance helps you accumulate wealth.

Our Whole Life Insurance Plans

Whole Life Guaranteed & Whole Life Express

Children's Whole Life


Whole Life Guaranteed is not available in MA and MN. Children’s Whole Life is available in all states.

Coverage may vary by state. Exclusions, limitations and reductions may apply.

Policy Forms

Whole Life Guaranteed: Policy Form 7630L-0505, or state equivalent. In NY, 826Y-0505. In OK, 7645L-0505. In OR, 7646L-0505. In PA, A967LPA06P. In TX, 7649L-0505.
Whole Life Express: Policy Form 6879L-0202, or state equivalent. In NY, 875Y-0207. In OK, 6918L-0202. In OR, 6949L-0202. In TX, 6920L-0202.
Children's Whole Life: Policy Form A007LNA05P or state equivalent. In NY, 0835Y-0805. In OK, A133LOK05P. In OR, A140LOR05P. In PA, A256LPA05A. In TX, A151LTX05P.

Life insurance and annuities are underwritten by United of Omaha Life Insurance Company. United of Omaha is not licensed in New York. In New York, Companion Life Insurance Company, Lynbrook, NY underwrites life insurance and annuities.

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