Life Insurance

Whole Life Guaranteed - Cost From United of Omaha Life Insurance Company or Companion Life Insurance Company

Whole Life Guaranteed insurance rates are affordable and locked in for the life of your policy. Your whole life insurance rate will never increase. Inflation, health changes or any other factor will not increase your rate at any point. With Whole Life Guaranteed, you pay the same affordable premium every month.

Determining Your Whole Life Insurance Rate

Your Whole Life Guaranteed insurance rate will depend on two factors - your age and your desired death benefit amount.

Your current health status will not influence your monthly payments. In fact, during the application process, you will not have to answer any health questions. As the name states, your acceptance is guaranteed.

If you obtain a quote online, you will be able to see your projected premium immediately just by answering several questions. Select your desired death benefit, enter your age and state and we can show you what you can expect to pay on a monthly basis for whole life insurance coverage.

Your desired death benefits will impact the amount you pay per month. Determining your desired death benefit can be tricky, but we have several tools that are designed to help you. Our life insurance calculator will help you determine an appropriate death benefit level.

Whole Life Guaranteed insurance requires no medical exam or health questions, so premiums are slightly higher than our Whole Life Express insurance. If you do not mind answering some routine health questions, the Whole Life Express policy may be a better choice for you.

Affordable Whole Life Insurance Rates

Our Whole Life Guaranteed insurance rates are affordable which can help protect your family's future without straining your budget. Helping protect the future of your family won’t hurt your budget in the present with our policies.

In addition to being affordable, Whole Life Guaranteed insurance rates are locked-in when you sign the policy. These rates will remain the same throughout the life of the policy. They will never increase, for any reason, while you are insured. Help protect yourself against inflation, future health conditions and other factors by locking in your rate with a Whole Life Guaranteed insurance policy today. Your future will thank you.

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