Life Insurance

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Whole Life Insurance From United of Omaha Life Insurance Company or Companion Life Insurance Company

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Why Choose Whole Life Insurance?

Premiums don't increase as you grow older
Helps protect your loved ones from financial hardship
Cash value builds over time
Affordable premiums fit your budget

As you compare whole life insurance to our other types of protection, it may become obvious which insurance is right for you. If so, you can purchase your coverage online. Or, you may choose to work with a licensed insurance agent.

	Whole LifeGuaranteed	Children’s Whole Life**
Elgible Ages	45 - 85^† years	14 days - 17 years
Death Benefit Amounts	$3,000 - $25,000	$5,000 - $50,000
Premiums	Never Increase	Never Increase
Product Features	Guaranteed acceptance for ages 45 - 85.^† No medical exam. No health questions Up to $25,000 in coverage Affordable rates that never go up Benefits never go down because of age or health Builds cash value to borrow against	Coverage for children 14 days to 17 years old Up to $50,000 in whole life coverage to help protect your child's future Low childhood rates that never increase Guarantee of up to $250,000 in coverage later in life, regardless of changes in your child's health Cash value that grows along with your child Just $1* for a full 3 months of coverage

Get A Quote

If you have questions or to apply by phone, call toll free (800) 556-9228

Whole Life insurance protection provides:

Permanent insurance protection over an individuals lifetime
Tax-deferred cash value accumulation
A level premium and coverage as long as you continue to pay

Whole life insurance provides permanent insurance protection over an individual's lifetime plus tax-deferred^** cash value accumulation.

With whole life protection, you lock in a level premium and as long as you continue to pay, the coverage is yours for life and the premium never increases.

As you compare whole life insurance to our other types of protection, it may become obvious which insurance is right for you. To see if a whole life policy fits your needs work with a licensed insurance agent. Or, you may consider purchasing your coverage online.

	Whole LifeGuaranteed	Whole LifeExpress	Children’s Whole Life*
Issue Ages	45 - 85 years	26 - 85 years	14 days - 17 years
Death Benefit Amounts	$5,000 - $20,000	$20,000 - $50,000 ($5,000 - $50,000 for ages 26 - 44)	$5,000 - $50,000
Premiums	Level	Level	Never increase
Covers Needs	Those who need a small face amount of permanent insurance Can help cover final expenses	Those who need a small face amount of permanent insurance Can help cover final expenses	Helps protect against future insurability Face amounts may be increased in the future without evidence of insurability
Product Strengths	Straightforward whole life insurance coverage Guaranteed issue; simplified application	Straightforward whole life insurance coverage Simplified underwriting	Features a simple application process, which can include up to four insureds on one application

Learn More

If you have questions and would like to schedule an appointment, call toll free (800) 931-7105 or Contact Us

Here are some reminders of what whole life insurance can help you accomplish:

Pay level premiums — your premiums don't increase as you grow older
Helps protect your loved ones from financial hardship in the event of your untimely death
Provides a tax-advantaged savings element with cash values
Helps take care of final expenses

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^† Age 55-85 in MD, 45-75 in MO.

* After the introductory period, rates are based on age and can be found by completing the rate quote. Not available in all states.

** Not available in the state of Washington.

Coverage not available for online purchase in all states.

* Not available in the state of Washington.

Consult with a professional tax and/or legal advisor before taking any action that may have tax and legal consequences.

This is a solicitation of insurance. A licensed insurance agent¹ may contact you.

Important Disclosure Information

Product base plans, provisions, features and riders may not be available in all states and may vary by state. Policy forms:

Whole Life Guaranteed: Policy Form ICC11L060P or state equivalent. In FL, 7634L-0505. In NY, 826Y-0505.

Whole Life Express: Policy Form 6879L-0202 or state equivalent. In FL, 6908L-0202. In NC, 6914L-0202. In NY, 875Y-0207. In TX, 6920L-0202. In WA, 6924L-0202.

Children’s Whole Life: Policy Form A007LNA05P or state equivalent. In FL, A037LFL05P. In NC, A098LNC05P. In NY, 0835Y-0805. In OK, A133LOK05P. In OR, A140LOR05P. In TX, A151LTX05P.

TERM LIFE COMPLETE: FULL GUARANTEE

15-year level term: C087LNA08P, or state equivalent. In FL, C130LFL08P. In LA, C170LLA08P. In NC, C230LNC08P. In OK, C300LOK08P. In OR, C310LOR08P. In PA, C320LPA08P. In TX, C360LTX08P, In WA, C400LWA08P. In NY, 913Y-0309.

20 year level term: C091LNA08P, or state equivalent. In FL, C134LFL08P. In LA, C174LLA08P. In NC, C234LNC08P. In OK, C304LOK08P. In OR, C314LOR08P. In PA, C324LPA08P. In TX, C364LTX08P, In WA, C404LWA08P. In NY, 914Y-0309.

20 year level term with return of premium: C092LNA08P, or state equivalent. In FL, C135LFL08P. In LA, C175LLA08P. In NC, C235LNC08P. In OK, C305LOK08P. In TX, C365LTX08P.

30 year level term: C095LNA08P, or state equivalent. In FL, C138LFL08P. In LA, C178LLA08P. In NC, C238LNC08P. In NY, 915Y-0309. In OK, C308LOK08P. In OR, C318LOR08P. In PA, C328LPA08P. In TX, C368LTX08P, In WA, C408LWA08P.

30 year level term with return of premium: C096LNA08P, or state equivalent. In FL, C139LFL08P. In LA, C179LLA08P. In NC, C239LNC08P. In OK, C309LOK08P. In TX, C369LTX08P.

TERM LIFE COMPLETE: FIVE-YEAR GUARANTEE

20-year level term: C089LNA08P, or state equivalent. In FL, C132LFL08P. In LA, C172LLA08P. In NC, C232LNC08P. In OK C302LOK08P. In OR, C312LOR08P. In PA, C322LPA08P. In TX, C362LTX08P.

30-year level term: C093LNA08P, or state equivalent. In FL, C136LFL08P. In LA, C176LLA08P. In NC, C236LNC08P. In OK, C306LOK08P. In OR, C316LOR08P. In PA, C326LPA08P. In TX, C366LTX08P.

TERM LIFE EXPRESS : FULL GUARANTEE

15-year level term: B630LNA07P, or state equivalent. In FL, B650LFL07P. In LA, B690LLA07P. In NC, B762LNC07P. In OK, B832LOK07P. In OR, B842LOR07P. In PA, B852LPA07P. In TX, B892LTX07P, In WA, B932LWA07P.

20 year level term: B628LNA07P, or state equivalent. In FL, B648LFL07P. In LA, B688LLA07P. In NC, B760LNC07P. In OK, B830LOK07P. In OR, B840LOR07P. In PA, B850LPA07P. In TX, B890LTX07P, In WA, B930LWA07P. 20 year level term with return of premium: B629LNA07P, or state equivalent. In FL, B649LFL07P. In LA, B689LLA07P. In NC, B761LNC07P. In OK, B831LOK07P. In OR, B841LOR07P. In TX, B891LTX07P.

30-year level term: B634LNA07P, or state equivalent. In FL, B654LFL07P. In LA, B694LLA07P. In NC, B766LNC07P. In OK, B836LOK07P. In OR, B846LOR07P. In PA, B856LPA07P. In TX, B896LTX07P, In WA, B936LWA07P.

30-year level term with return of premium: B635LNA07P, or state equivalent. In FL, B655LFL07P. In LA, B695LLA07P. In NC, B767NC07P. In OK, B837LOK07P. In OR, B847LOR07P. In TX, B897LTX07P.

TERM LIFE EXPRESS : FIVE-YEAR GUARANTEE

20-year level term: B626LNA07P, or state equivalent. In FL, B646LFL07P. In LA, B686LLA07P. In NC, B758LNC07P. In OK, B828LOK07P. In OR, B838LOR07P. In PA, B848LPA07P. In TX, B888LTX07P.

30-year level term: B632LNA07P, or state equivalent. In FL, B652LFL07P. In LA, B692LLA07P. In NC, B764LNC07P. In OK, B834LOK07P. In OR, B844LOR07P. In PA, B854LPA07P. In TX, B894LTX07P.

TERM LIFE ANSWERS

Term Life 10 – 6179L-0696 (or state equivalent). In ID, 6337L-0696. In LA, 6179L-0696. In NC, 6254L- 0696. In OK, 6258L-0696. In OR, 6259L-0696. In PA, 5947L-0495. In NY, 738Y-1195. In TX, 5957L-0495, In WA, 5959L-0495.

Term Life 15 – 6181L-0696 (or state equivalent). In ID 6339L-0696. In LA, 6181L-0696. In NC, 6300L- 0696. In OK, 6304L-0696. In OR, 6305L-0696. In PA, 6306L-0696. In NY 749Y-0598. In TX, 6309L-0696, In WA, 6311L-0696.

Term Life 20 – 6182L-0696 (or state equivalent). In ID, 6340L-0696. In LA, 6182L-0696. In NC, 6323L- 0696. In OK, 6327L-0696. In OR, 6328L-0696. In PA, 5779L-0295. In NY, 805Y-0203. In TX, 5782L-0295, In WA, 5784L-0295.

Term Life 30 – 7064L-0203 (or state equivalent). In FL, 7157L-0203. In NC, 7164L-0203. In OK, 7169L- 0203. In OR, 7170L-0203. In NY, 805Y-0203. In TX 7172L-0203, In WA, 7175L-0203.

GUARANTEED UNIVERSAL LIFE

Sex Distinct – D187LNA10P, or state equivalent. In FL, D241LFL10P. In ID, LA, NC, OK, OR, PA, TX, and WA, ICC10L046P. In NY, 927Y-1110.

Unisex – D188LNA10P, or state equivalent. In FL, D242LFL10P. In ID, LA, NC, OK, OR, PA, TX, and WA, ICC10L047P. In NY, 928Y-1110.

GUARANTEED UNIVERSAL LIFE PLUS

Sex Distinct – D189LNA10P, or state equivalent. In FL, D243LFL10P. In ID, LA, NC, OK, OR, PA, TX, and WA, ICC10L048P. In NY, 929Y-1110.

Unisex – D190LNA10P, or state equivalent. In FL, D244LFL10P. In ID, LA, NC, OK, OR, PA, TX, and WA, ICC10L049P. In NY, 930Y-1110.

GUL EXPRESS

Sex Distinct – A998LNA06P, or state equivalent. In FL, B252LFL06P. In ID, National Form #. In LA, B264LLA06P. In NC, B286LNC06P. In OK, B302LOK06P. In OR, B306LOR06P. In PA, B310LPA06P. In TX, B326LTX06P. In WA, B342LWA06P. In NY, 867Y-0207.

Unisex – A999LNA06P, or state equivalent. In FL, B253LFL06P. In ID, National Form #. In LA, B265LLA06P. In NC, B287LNC06P. In OK, B303LOK06P. In OR, B307LOR06P. In PA, B311LPA06P. In TX, B327LTX06P. In WA, B343LWA06P. In NY, 868Y-0207.

Coverage may not be available in all states and may vary by state. Exclusions, limitations and reductions may apply.

All guarantees subject to the financial strength and claims-paying ability of the issuing company. Each company is responsible for its own financial and contractual obligations.

Life insurance and annuities are underwritten by United of Omaha Life Insurance Company, Mutual of Omaha Plaza, Omaha, NE 68175. United of Omaha is liscensed nationwide except in New York and does not solicit business in New York. In New York, Companion Life Insurance Company, Hauppauge, NY 11788-2934 underwrites life insurance and annuities.

¹Washington Residents: the term “agent” is considered “producer” in your state.

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