Whole Life Insurance From United of Omaha Life Insurance Company or Companion Life Insurance Company

Why Choose Whole Life Insurance?

  • Premiums don't increase as you grow older
  • Helps protect your loved ones from financial hardship
  • Cash value builds over time
  • Affordable premiums fit your budget

As you compare whole life insurance to our other types of protection, it may become obvious which insurance is right for you. If so, you can purchase your coverage online. Or, you may choose to work with a licensed insurance agent.

 

Whole LifeGuaranteed

Children’s Whole Life*

Elgible Ages

45 - 85 years

14 days - 17 years

Death Benefit Amounts

$3,000 - $25,000

$5,000 - $50,000

Premiums

Never Increase

Never Increase

Product Features
  • Guaranteed acceptance for ages 45 - 85.*
    No medical exam. No health questions
  • Up to $25,000 in coverage
  • Affordable rates that never go up
  • Benefits never go down because of age or health
  • Builds cash value to borrow against
  • Coverage for children 14 days to 17 years old
  • Up to $50,000 in whole life coverage to help protect your child's future
  • Low childhood rates that never increase
  • Guarantee of up to $250,000 in coverage later in life, regardless of changes in your child's health
  • Cash value that grows along with your child
  • Just $1* for a full 3 months of coverage
 
If you have questions or to apply by phone, call toll free (800) 556-9228

Whole Life insurance protection provides:

  • Permanent insurance protection over an individuals lifetime
  • Tax-deferred cash value accumulation
  • A level premium and coverage as long as you continue to pay

Whole life insurance provides permanent insurance protection over an individual's lifetime plus tax-deferred** cash value accumulation.

With whole life protection, you lock in a level premium and as long as you continue to pay, the coverage is yours for life and the premium never increases.

As you compare whole life insurance to our other types of protection, it may become obvious which insurance is right for you. To see if a whole life policy fits your needs work with a licensed insurance agent. Or, you may consider purchasing your coverage online.

 

Whole LifeGuaranteed

Whole LifeExpress

Children’s Whole Life*

Issue Ages

45 - 85 years

26 - 85 years

14 days - 17 years

Death Benefit Amounts

$5,000 - $20,000

$20,000 - $50,000
($5,000 - $50,000 for ages 26 - 44)

$5,000 - $30,000

Premiums

Level

Level

Never increase

Covers Needs
  • Those who need a small face amount of permanent insurance
  • Can help cover final expenses
  • Those who need a small face amount of permanent insurance
  • Can help cover final expenses
  • Helps protect against future insurability
  • Face amounts may be increased in the future without evidence of insurability
Product Strengths
  • Straightforward whole life insurance coverage
  • Guaranteed issue; simplified application
  • Straightforward whole life insurance coverage
  • Simplified underwriting
  • Features a simple application process, which can include up to four insureds on one application
 
If you have questions and would like to schedule an appointment, call toll free (800) 931-7105 or Contact Us

Here are some reminders of what whole life insurance can help you accomplish:

  • Pay level premiums — your premiums don't increase as you grow older
  • Helps protect your loved ones from financial hardship in the event of your untimely death
  • Provides a tax-advantaged savings element with cash values
  • Helps take care of final expenses
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