Guaranteed Universal Life Insurance From United of Omaha Life Insurance Company or Companion Life Insurance Company
A Guaranteed Universal Life insurance policy can provide flexible, secure universal life insurance. This universal life insurance policy features guarantee periods of as little as 20 years (or up to age 120), accelerated death benefit rider for chronic and terminal illnesses, affordable premiums, and large case underwriting support.
Contact one of our licensed insurance agents in your area today to find out how Guaranteed Universal Life insurance can work for you.
Flexible Guarantee Periods
With Guaranteed Universal Life, you have flexibility in the coverage period. From 20 years to a lifetime (up to age 120), your guarantee period is flexible according to your needs. You'll determine the amount of protection that you need. You'll determine the time span for which you'll be covered. You'll determine how long you want to pay. With Guaranteed Universal Life insurance, you'll get the policy you want. And once you have your policy, it's guaranteed through the timeframe you’ve chosen- regardless of interest rate fluctuations or health changes – as long as premiums are paid.
Adjustable as Needed
Guarantee Universal Life is also flexible enough to change, as your life insurance needs change. You can change your guarantee coverage period and lower your payments.
- You can transfer sums of money into your plan, reducing payments.
- You can increase your payment early in your term and reduce the total number of payments - without sacrificing coverage time.
- You can catch-up on missed payments and still retain your original guarantee.
There are numerous options and ways to make the policy work for you. Ask our agent for more information.
Additional Options and Protection*
Along with the features mentioned above, here are additional options which may be available.
- Accelerated Death Benefit Rider for Terminal/Chronic Illness
- Waiver of Surrender Charger for Partial Withdrawals Rider
- Guaranteed Insurability Rider (Not available in New York)
- Disability Rider
- Accidental Death Benefit Rider
- Dependent Children's Rider
*Additional premium may be required.
Guarantee Tomorrow - Focus on Today
With Guaranteed Universal Life insurance, you can help guarantee protection tomorrow and spend time focusing on today. Spend time with those you love, focus on your challenges, and plan for tomorrow. We provide a solid, secure protection that helps allow your family to live with the knowledge they are protected.