Life Insurance

The Value of Life Insurance

Life insurance is about providing for the people you care about most. It pays them a sum of money you choose and may help protect them from the financial impact of your death.

These funds can help your loved ones pay monthly living expenses, stay in their home and pay off debts, including final expenses. It can also help send a child to college one day, continue a family business or leave a legacy for your favorite charity.

What Can Life Insurance Do For You?

Brad and Tara Hansen were a nice young couple with three kids. Life for them was just beginning. But quite suddenly things changed. Now, it's just Brad and the kids. Although life insurance can't make everything better, it can help give families time to heal without immediate money worries.

"It takes a lot of stressful financial burdens off your hands. It'll be there for the kids."

Brad Hansen
Survivor of policyowner Tara Hansen

We Offer Two Basic Types of Life Insurance

Term Life Insurance

Provides affordable coverage for a specific period of time. Payment amounts don't change for the guaranteed premium period.


Typically, proceeds from a Term Life Insurance policy may be used to cover needs like:
  • Pay off mortgage on your home
  • Provide an emergency fund
  • Help provide for a child's education fund
  • Pay off personal debts

View Term Life plans

Permanent Life Insurance

Provides protection that lasts a lifetime or for the life of the policy. It may build cash value that can be used even when you are living.


Typically, permanent insurance is used to cover long-term needs like:
  • Pay for final expenses
  • Provide an ongoing income for your family
  • Supplement retirement
  • Fund an estate or business continuation plan

View Whole Life plans   View Universal Life plans

Find a plan to fit your need

Determining how much life insurance you need doesn't have to be difficult. Let us help.

Determine Your Need