Term Life Insurance

Underwritten by United of Omaha Life Insurance Company or Companion Life Insurance Company

Term life insurance is not just a benefit payment upon death; it also offers helpful features that employees can enjoy in life. Our term life insurance includes the flexible features you need to create a plan tailored to your company’s needs.

Plan features

  • Waiver of premium – flexible designs for elimination periods, termination and disability definitions
  • Living care benefit – options from 25 to 80 percent and $25,000 to $500,000
  • Liberal benefit maximums and guarantee issue amounts – options from $10,000 to $500,000. Approval is required for amounts over $500,000.
  • Dependent coverage – additional coverage for spouse and dependent children
  • Portability – options for both employee and spouse to easily maintain the features and benefits of their current coverage; ported coverage does not terminate when master policy terminates

Optional add-ons