Health Plans
- PPO Plan
- Consumer-Driven
- High-Deductible
- HMO Plan
- POS Plan
Point of Service (POS) Plan
Mutual of Omaha's POS plan offers the benefits of an HMO with the option to see any medical provider without a referral. Both types of plans are available to employees in the areas of:
- Omaha and Lincoln, NE
- Council Bluffs and Sioux City, IA
Why offer our POS plan?
Our POS coverage stresses the maintenance of good health with an emphasis on:
- Preventive care
- Provider credentialing
- Member satisfaction
- Interaction between POS staff, medical directors and providers
- Freedom of choice
How does our POS plan work?
With our POS plan, each employee is offered the benefit of an HMO with the option to see any medical provider, at any time, without a referral from the primary care physician. A POS plan has these advantages:
- Offers the closely managed benefits of an HMO plan.
- Allows employees the option of accessing any network provider without a primary care physician referral and receive the highest benefit level.
- Pays benefits for out-of-network care, but at a lower level than for in-network care.
- Mutual of Omaha's Total Care ManagementSM approach to group health coverage makes our POS a great value. Using a customer-focused medical management strategy, the highest quality medical care is carefully balanced with the best use of health care dollars.
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