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How We Help Employers Control Health Care Costs
Employers are rightly concerned about the increasing cost of health benefits and healthcare in general. Business owners and human resource professionals worry about how much longer they'll be able to provide a viable health benefits program to their employees. But those employers who seek to control costs solely through provider network discounts and other short-term fixes will often end up disappointed.
Mutual of Omaha's Response to Client and Market Needs
We have focused every aspect of our group health resources on developing cutting edge products, services and programs that help employers control the true cost of health care – claims experience. Mutual of Omaha provides an integrated solution that engages employers and employees alike in controlling costs without compromising quality of care.
Engaging Employees. Our consumer choice plans empower employees to be more responsible for their health care. Options include CDHP/HRA and HDHP/HSA.
Optimizing Claims. Whether it's the employer's dollar or ours, we manage it just as aggressively through a comprehensive claims optimization program.
Achieving Positive Clinical and Financial Outcomes. Our medical management program assists members in receiving quality care while carefully managing costs for both employer and plan member.
Applying Predictive Modeling Techniques. Our medical management program takes a multi-faceted approach to identify and enroll plan members, including predictive modeling – a thorough analysis of prescription drug and medical claims information.
Controlling Prescription Drug Spend. Our plan design options, clinical programs and formulary management all work together to help employers and plan members manage costs.
Reducing Claims Through Healthy Lifestyles. Our wellness program – myhealthIQTM – utilizes objective data through a workplace medical exam and engages employees in health improvement and cost containment.
Turning Employees into Smart Health Care Consumers. Our Take ChargeSM program arms employers with a comprehensive communications program that includes ready-to-use newsletter articles, e-mail messages, flyers, videos and other materials.
Using the Web to Help Employees Save Money. Our Web site provides plan members with educational resources and benefit management tools to help them make wise use of health care dollars.