Voluntary Short-Term Disability Insurance Underwritten by United of Omaha Life Insurance Company (Mutual of Omaha Insurance Company in NY)

You can build a benefits package that employees find attractive and valuable by adding our voluntary short-term disability insurance. Employees are responsible for making premium payments, so your company is free from additional expense.

Flexible options and features

  • Pre-existing condition limitation 3/6 optional standard
  • Annual open enrollment - guarantee issue available
  • Takeover of individual worksite and group plans - Pre-existing condition limitation is waived for employees currently enrolled
  • Benefit periods up to 104 weeks
  • Portability
  • Survivor benefit available
  • Composite rates (age banded rates available)
  • Waiver of premium while collecting benefits
  • Non-integrated plans of 10, 20, 30, 40 percent of salary are available

Eligibility requirements

  • Minimum enrollment of 10 employees or 15 percent of eligible employees, whichever is greater