Individual Products
- Disability Insurance
Disability Income Insurance for Individuals
Who needs a disability income insurance product?
- Individuals who may depend on an income to pay bills
- Individuals who may have a mortgage. Nearly 50 percent of mortgage foreclosures are caused by disability.1
How does it work?
Mutual of Omaha's disability income insurance will begin to pay you a monthly benefit after the elimination period has been met if you're unable to perform the material and substantial duties of your own occupation.
You determine the elimination period (the length of time before benefits are payable) and benefit period (the length of time benefits are payable) when you purchase the policy.
What are the benefits?
Mutual of Omaha's disability income insurance:
- Pays you a monthly benefit as long as you are disabled under the contract.
- Offers several optional benefits and riders that can be added to fit your needs.
How can the benefits be used?
From buying the everyday basics to the extras, you can use your disability income benefits to help:
- Pay your mortgage or rent
- Pay utilities
- Make car payments
- Pay doctor bills and other insurance premiums
- Buy groceries
- Maintain your standard of living
Take a Closer Look
Learn more about Mutual of Omaha's disability income insurance benefits and options.
View Disability Income Insurance Brochure
Contact an agent for a free consultation.
1Health Affairs, The Policy Journal of the Health Sphere, Feb. 2, 2005© 2009 Mutual of Omaha Insurance Company. All rights reserved.