Individual Products
- Disability Insurance
Disability Income Choice PortfolioSM
Disability income insurance can help by paying you a monthly benefit for as long as you're disabled under the contract. All the products in our Disability Income Choice Portfolio are guaranteed renewable - we'll renew your policy to age 67* as long as you continue to pay your premiums. And if you're self-employed or a member of a qualifying association, you may be eligible for a preferred rate on your premiums.**
It's your choice. Which one works for you?
Short-Term Accident Only- Short-Term Accident/Sickness
- Long-Term Accident/Sickness
- Business Operating Expense
Take a Closer Look
Which one works for you?
Work with your agent to determine which Mutual of Omaha disability income product will best meet your needs. Before you decide, ask yourself these questions:
How much coverage will I need? (Monthly benefit)
Consider factors like your mortgage and other debts, your current income and any available resources such as savings. Do you want accident only coverage, or accident and sickness?
How long would I be able to manage until coverage kicks in? (Elimination period)
Take a realistic look at your monthly bills, what resources might help you meet those obligations and for how long.
How long will I want coverage? (Benefit period)
Disability benefits can be paid to you for a period of just a few months or up to 10 years or longer; our Disability Choice Portfolio offers you the choice.
* Age 65 on BOE**Not available on the BOE product
