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Disability Income Insurance for Small Business Owners

Who needs it?

When you own a business, it all depends on you. If you were disabled because of an injury or illness, how would you meet all the obligations of your business?

How does it work?

Disability income business operating expense insurance from Mutual of Omaha Insurance Company pays a monthly cash benefit when you can't work because of a covered accident or sickness.

Coverage includes benefits for:

  • Total disability
  • Proportional disability
  • Presumptive disability
  • Rehabilitation, and more

How can the benefits be used?

You can count on business as usual with business operating expense benefits to help you through your disability. You can use the benefits to:

  • Pay business rent or lease
  • Pay utilities
  • Meet company payroll
  • Pay taxes
  • Pay other business expenses

Take a Closer Look

Adobe PDF See the business solutions that Mutual of Omaha's disability income business operating expense insurance offers you.

Contact an agent for a free consultation.


Coverage may not be available in all states and may vary by state.

Underwritten by Mutual of Omaha Insurance Company. Mutual of Omaha Plaza, Omaha, NE 68175. Disability income policy Form numbers 150BE (in OK Form 150BE Series 8972) or state equivalent. Rider Form 5772M, 5774M or state equivalent. These policies have exclusions, limitations and reductions.

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