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Disability Income Insurance

Disability income can help protect your most valuable asset, your ability to earn a living. When you can't work, it can help you and your family:

  • Keep a roof over your head
  • Maintain your daily routines
  • Rest easy knowing the bills will get paid

Disability income insurance provides a monthly benefit for loss of income because of covered injuries or illnesses. After a predetermined time period, it typically pays a percentage of your income for as long as you're disabled, under your contract.

Determine Your Need

How would you pay your bills if you were sick or injured? What are the odds that you will need disability insurance? Get answers to these important questions.

Our Disability Plans

Get more details on Mutual of Omaha Insurance Company's (Mutual of Omaha) disability products. Whatever your needs, there's a Mutual of Omaha disability insurance product that's right for you.

Why Choose Us

When you're considering purchasing a disability insurance policy, it's important to look for a company
you can trust.

Resources

Learn more about disability issues and how Mutual of Omaha's products can help protect you.

Related Links

Calculator: How Much Disability Insurance Do
You Need?

Other Products

Coverage may not be available in all states and may vary by state.

Underwritten by Mutual of Omaha Insurance Company. Mutual of Omaha Plaza, Omaha, NE 68175. Disability income policy/certificate form numbers: D77/CD77, D81, D82, D83 (in ID, OR and TX, D81-20896/20897, D82-20898/20899, D83-20900/20901; in NY, D81-21098/21099, D82-21100/21101, D83-21102/21103; in OK, D81-21014/21015, D82-21016/21017, D83-21018/21019; in PA, D81-21080/21081, D82-21082/21083, D83-21084/21085), 150BE (in ID, 150BE Series -10116; in OK, 150BE Series 8972; in OR, 150BE Series-13316, in TX, 150BE Series-9068, in PA, 150BE Series-1050; in NY, 151BE Series-12495) or state equivalent. These policies have exclusions, limitations and reductions.

In NY, these policies provide disability income insurance only. They do NOT provide basic hospital, basic medical or major medical insurance as defined by the New York State Insurance Department. The expected benefit ratio for D81-21098, D82-21100, D83-21102 and 151BE Series-12495 is 55% (D81-21099, D82-21101 and D83-21103 is 60%). The ratios are the portion of future premiums, which the Company expects to return as benefits when averaged over all people with these policies.

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