Disability Insurance

Disability Insurance Glossary

Here are common terms associated with disability insurance and a few of the benefits and options offered with our policies.

Note: This is a partial list. It does not show all the benefits and options offered in our disability policies. Benefits and options may vary by state. Consult with a licensed insurance agent.

A

B

  • Benefit Period

C

  • Cost-of-Living Adjustment Rider (optional)
  • Critical Illness Benefits Rider (optional)

E

  • Elimination Period

F

G

  • Guaranteed Renewable

H

I

  • Income
  • Issue Age

M

  • Medical Underwriting
  • Monthly Benefit

O

  • Occupation

P

  • Portable/Portability
  • Preferential Rates
  • Premium

R

  • Rehabilitation Benefit
  • Renewability
  • Return of Premium Benefit Rider (optional)

S

  • SIS - Social Insurance Supplement Benefits Rider (optional)
  • Survivor Benefit

T

  • Terminal Illness Benefit

W

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