Individual Products
- Critical Illness
Critical Illness Insurance Covered Illnesses and Conditions
Mutual of Omaha's critical illness insurance pays 100% of your maximum benefit amount for these illnesses and conditions:
Heart Attack (myocardial infarction) when your:
- Heart's blood supply is blocked
- Heart has permanent tissue death and scarring
- Diagnosis is based on new changes on your electrocardiogram (ECG or EKG) and blood tests
Life-threatening cancer when cancer is:
- Malignant; and
- Growing uncontrollably outside its original area invading normal tissue
Stroke when:
- A blood vessel rupture in the brain; or
- A blood clot blocks blood flow through the brain; and
- Effects of the neurological injury last for at least 30 days
Alzheimer's disease when:
- Your neurologist diagnoses you with advanced stages of Alzheimer's; and
- You require permanent daily supervision; and
- You cannot do three or more activities of daily living by yourself
Major organ transplant when:
- There is clinical evidence of major organ failure
- Your malfunctioning organ (s) or tissue must be replaced with a suitable donor's organ (s) or tissue; and
- You are registered with United Network of Organ Sharing (UNOS)
Pays 100 percent of your maximum benefit for:
- Multiple Sclerosis (not in LA)
- Paralysis
- Kidney failure
- Blindness
- Deafness
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