Voluntary Short-Term Disability Insurance

A complete benefits package becomes feasible for cost-conscious clients with the help of Mutual of Omaha's voluntary short-term disability. And, depending on your group size and coverages offered, our voluntary enrollment team oversees the enrollment process.

Flexible options and features available

• Benefit amounts of 50 or 60 percent
  of pre-disability salary
• Maximum monthly benefits from $200 to $1,200 with higher maximums available depending on group size
• Elimination periods of 7, 14, 30 calendar days
• Benefit duration of 9 to 26 weeks
• Survivor benefits available
• Own job definition of disability
• Partial disability benefits
• Waiver of premium while collecting benefits
• Vocational rehabilitation program – a nationally-certified assistance program to help employees safely return to work
• FMLA Administration – full-service assistance with Family Medical Leave Act (FMLA) Administration
• Travel Assistance – provides assistance to covered employees traveling outside of the country or over 100 miles from home
• Employee Assistance Program – Basic, Enhanced Basic and Comprehensive options available

Eligibility requirements

• Minimum enrollment of 10 employees or 25 percent of eligible employees, whichever is greater
• All active, full-time employees working 30 or more hours per week

For more information, Contact your local group sales and service office