Accidental Death & Dismemberment Insurance
Enhance an employer-based or voluntary term life insurance plan with Mutual of Omaha's accidental death & dismemberment (AD&D) insurance. Its considerable list of optional benefits may be mixed and matched individually, or packaged as suites for a unique bundled alternative.
Family Suite
- Spouse education – benefit increased up to a maximum of $3,000 for spouse education and job training
- Child education – benefit increased 5 percent to a maximum of $5,000 for dependent child education
- Child care center – benefit increased 2 percent of principal sum to a maximum of $5,000 for eligible child care expenses
- Continuation of coverage – spouse coverage remains in force, 20 percent to a maximum of $50,000 after death of employee
Travel Suite
- Seatbelt benefit – pays an additional 10 percent up to a maximum of $50,000
- Airbag benefit – pays an additional 10 percent up to a maximum of $50,000
- Common carrier – doubles the benefit if death or injury occurs in public transportation
- Repatriation – pays up to $5,000 for transportation of remains
Catastrophe Suite
- Paralysis – pays an additional benefit if injury results in paraplegia, hemiplegia, quadriplegia, triplegia or uniplegia
- Home alteration and vehicle modification – pays an additional 10 percent to a maximum of $10,000 for modifications to residence or vehicle
- Coma – pays an additional 3 percent per month to a maximum of $5,000 per month for 11 months
- Hospital confinement income – pays an additional benefit while hospitalized
- Felonious assault – pays an additional 10 percent to a maximum of $20,000 if injury results from assault
For more information
Download the AD&D brochure (PDF)
Contact your local group sales and service office
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